.png)
Oklahoma Grant Program
OKReady Roof Grant (Strengthen Oklahoma Homes) — FORTIFIED™ Roof Evaluations
*Limited grants are available. The OkReady roof grant is reserved on a first-come, first-served basis.
Oklahoma OKReady Grant
What is OKReady (Strengthen Oklahoma Homes)?
OKReady is administered by the Oklahoma Insurance Department to help homeowners strengthen roofs against Oklahoma’s severe weather. The mitigation standard adopted by the program is the FORTIFIED Home—Roof™ (High Wind) designation with the Hail Supplement.
Up to $10,000 Grant - Not a Loan
48 Hours
Target evaluation turnaround once documentation is complete.
100s
FORTIFIED roof inspections completed across multiple state grant programs.
OKReady
Dedicated FORTIFIED evaluation services for homeowners
What is OKReady (Strengthen Oklahoma Homes)?
OKReady is administered by the Oklahoma Insurance Department to help homeowners strengthen roofs against Oklahoma’s severe weather. The mitigation standard adopted by the program is the FORTIFIED Home—Roof™ (High Wind) designation with the Hail Supplement. Grant communications note funds are paid to the contractor on the homeowner’s behalf after the IBHS certification is issued.
💰
Up to $10,000 Roof Grant
OKReady grant details indicate up to $10,000 may be available per approved household (subject to program rules and availability).
🛡️
FORTIFIED™ Standard
Roof upgrades must meet the IBHS FORTIFIED HomeRoof (High Wind) designation and include the Hail Supplement requirements.
📋
Verification
Certification is issued through the IBHS documentation review process after required items are submitted.
OKReady Steps: Beginning to End
Follow the sequence below to avoid delays and documentation gaps.
1
Confirm eligibility + Apply
We confirm state coverage, service area, and the best workflow for your market.
2
Select a certified FORTIFIED Evaluator
OKReady requires evaluation aligned to the FORTIFIED Home—Roof (High Wind) designation with the Hail Supplement.
3
Choose a participating contractor
Select an approved OKReady contractor from your quilified bids
4
Document milestones (tear-off / dry-in / completion)
Collect required photos and supporting documentation at each stage so the IBHS submission is complete.
5
Submit for IBHS review + receive certification
After completion, documentation is submitted for audit and issuance of the FORTIFIED™ designation certificate.
6
Grant funds issued per OKReady rules
Gant funds are paid to the contractor on the homeowner’s behalf after IBHS certification is received.
Why FORTIFIED Matters in Oklahoma (Wind + Hail)
FORTIFIED is designed to strengthen roof systems and reduce storm-driven damage pathways.
Stronger roof system
FORTIFIED Roof focuses on keeping wind and rain out, preventing a cascade of damage when severe weather hits.
Hail-focused upgrades
The Hail Supplement includes impact-rated roof covering selection and installation requirements for hail performance.
Verifiable documentation
Work is supported by photos and documentation reviewed through the designation process.
Simple, two-step pricing
Pricing for Grant + FORTIFIED™ Evaluation Support
Start with a qualifying inspection. If you qualify and move forward with a contractor, we handle the documentation, grant paperwork support, and the FORTIFIED™ application workflow through certificate completion.
Step 2: Documentation + Certificate Completion
Once approved and you select a contractor, we coordinate documentation and submission through completion.
$450
Work with your contractor to document required milestones
Support with grant paperwork requirements
FORTIFIED™ application review and submission to obtain the certificate
Total cost (all-in)
Most projects follow the two-step structure: qualifying inspection first, then completion support when the roof work is finished.
$650 total (Step 1 $200 + Step 2 $450)
The $200 qualifying inspection is fully refundable if you do not qualify.
Step 2 is billed at completion after you are approved and have chosen a contractor.
Program rules and documentation requirements vary by state and program.